Etsy fees for Canadian sellers — and the one rate that changes with your buyer
Canada is one of only a handful of countries where Etsy has two payment processing rates. Which one you pay depends on where the buyer is, and the difference is a full percentage point on every foreign order.
The Canadian fee stack in 2026
| Fee | Rate | Charged on |
|---|---|---|
| Listing fee | $0.20 USD (about C$0.28) | Each listing, each extra unit sold, and each four-month renewal |
| Transaction fee | 6.5% | Item + shipping + gift wrap (excludes tax) |
| Payment processing — domestic | 3% + C$0.25 | Orders from Canada or the United States, tax included |
| Payment processing — international | 4% + C$0.25 | Orders from anywhere else, tax included |
| Regulatory operating fee | 0.50% | Item + shipping + gift wrap, every order |
| Offsite Ads | 15% or 12% | Attributed orders, capped at US$100 (about C$140) per order |
| Currency conversion | 2.5% | Only when your listing currency is not CAD |
| Etsy Plus | $10 USD / month | Optional |
Two lines here separate Canada from the United States. The regulatory fee of 0.50% has no US equivalent, and the processing table has a second, higher rate that US sellers do not have at all.
Domestic versus international, on real numbers
The same C$30 item with free shipping, no sales tax, single quantity, no advertising:
| Order | Listing | Transaction | Processing | Regulatory | Total fees | You keep |
|---|---|---|---|---|---|---|
| Buyer in Canada or the US | C$0.28 | C$1.95 | C$1.15 | C$0.15 | C$3.53 | C$26.47 |
| Buyer anywhere else | C$0.28 | C$1.95 | C$1.45 | C$0.15 | C$3.83 | C$26.17 |
Thirty cents on a C$30 order. The effective rate moves from 11.8% to 12.8% — a full point, purely because of where the buyer lives. On a C$100 order the same switch costs you a dollar: fees go from C$10.53 to C$11.53.
A fuller example, with shipping
Sell one item for C$35 with C$7 shipping, so the order total is C$42. No sales tax, no advertising, buyer in Canada:
| Line | Amount |
|---|---|
| Order total | C$42.00 |
| Listing fee | − C$0.28 |
| Transaction fee (6.5% of C$42.00) | − C$2.73 |
| Payment processing (3% + C$0.25) | − C$1.51 |
| Regulatory operating fee (0.5%) | − C$0.21 |
| Total Etsy fees | − C$4.73 |
| You keep | C$37.27 |
Etsy takes 11.3% of the order. Note that the shipping you charged was not exempt from any of it: the C$7 was inside the base for the transaction fee, the processing fee and the regulatory fee.
GST and HST: what is and is not your money
Two separate things are going on, and they are easy to confuse.
1. Tax on the sale. Etsy acts as the marketplace facilitator and collects GST or HST at checkout on Canadian orders, then remits it. That tax is never your revenue — but the payment processing fee is still charged on the tax-inclusive amount, which is one reason processing on a taxed order looks higher than you expect.
2. Tax on Etsy's fees. Etsy also applies GST or HST to its own charges. If you are registered and Etsy has your number, the treatment is usually clean: you charge tax on your sales, reclaim tax on your costs, and remit the difference. If you are not registered, the tax Etsy adds to its fees is simply an extra cost with nothing to reclaim it against.
The rates depend on your province. GST is 5%. In the HST provinces the single combined rate is 13% or 15% — Ontario at the lower end, the Atlantic provinces at the upper. Quebec and British Columbia layer their own provincial tax on top of the 5% GST instead. Because Etsy's treatment depends on whether you have given it a valid registration number, check what your own invoices actually show rather than assuming.
Quick answers
Is there really a regulatory fee in Canada?
Yes — 0.50% of item plus shipping plus gift wrap, on every order from a shop with a Canadian bank account. It is roughly four times the UK's and about a third of France's. It is not charged in the United States, so it is one of the structural reasons Canadian shops keep slightly less than American ones on identical sales.
Does the listing fee change with quantity?
Yes. Sell three units in one order and you pay three listing fees — C$0.84 rather than C$0.28. It is the single most commonly missed line on high-volume, low-price listings.
What is the Offsite Ads cap in Canadian dollars?
US$100, which works out to roughly C$140 depending on the exchange rate. Etsy sets the cap in US dollars, so the figure in your own currency moves.
How do I check my own numbers?
Use the fee calculator, select Canada, and switch on Buyer is outside my country for orders from beyond Canada and the US — it applies the 4% + C$0.25 rate automatically. Cross-check the 0.5% line against the regulatory fee page, and see the Offsite Ads page for why that C$6.30 arrives.
Rates last verified October 2026 against Etsy's published fee pages. GST/HST treatment depends on your registration status and province — this page is general information, not tax advice. Confirm your position with the CRA or an accountant, and check Etsy's Fees & Payments Policy before pricing. The C$ figures for fees Etsy sets in US dollars move with the exchange rate.